FINANCIAL TRANSPARENCY AND RESPONSIBLE INVESTMENT: EXAMINING THE ROLE OF FINANCIAL LITERACY AND COGNITIVE BIASES IN SHAPING MILLENNIAL INVESTMENT BEHAVIOUR IN TELANGANA

Authors

  • MR. RAJESH BABU N RESEARCH SCHOLAR, DEPARTMENT OF BUSINESS ADMINISTRATION, ANNAMALAI UNIVERSITY, CHIDAMBARAM, TAMILNADU
  • DR. E RAJAMANICKAM ASSISTANT PROFESSOR, DEPARTMENT OF BUSINESS MANAGEMENT & ADMINISTRATION, RAJESWARI VEDACHALAM GOVT. ARTS COLLEGE, CHENGALPATTU, TAMILNADU

Keywords:

Financial transparency, Responsible investment, financial literacy, Cognitive biases

Abstract

This study explores how financial transparency and responsible investment are influenced by millennial investors’ financial literacy and cognitive biases in Telangana. Drawing on behavioural finance and responsible investment literature, it examines how knowledge gaps and psychological predispositions shape investment behavior. A conceptual model is proposed featuring four independent variables (financial literacy, overconfidence, herd mentality, and loss aversion) impacting responsible investment as the dependent variable. Data will be collected via a structured survey of millennials in Telangana, and analyzed through structural equation modelling. The findings aim to guide policymakers and financial educators seeking to enhance transparency and promote ethical investment practices among young investors.

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How to Cite

BABU N , M. R., & RAJAMANICKAM , D. E. (2025). FINANCIAL TRANSPARENCY AND RESPONSIBLE INVESTMENT: EXAMINING THE ROLE OF FINANCIAL LITERACY AND COGNITIVE BIASES IN SHAPING MILLENNIAL INVESTMENT BEHAVIOUR IN TELANGANA. TPM – Testing, Psychometrics, Methodology in Applied Psychology, 32(S6 (2025): Posted 15 September), 1797–1805. Retrieved from https://tpmap.org/submission/index.php/tpm/article/view/2647

Issue

Vol. 32 No. S6 (2025): Posted 15 September (2025)

Section

Articles

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Creative Commons License

This work is licensed under a Creative Commons Attribution-NoDerivatives 4.0 International License.