ALKOL, DR. MAHDI, DR. ATTA EID ATTA ABDUL RAHIM, and ABDULRAHMAN SOURANI. β€œTHE ROLE OF FINANCIAL RATIOS IN PREDICTING FINANCIAL DISTRESS TWO YEARS BEFORE ITS OCCURRENCE IN FINANCIAL SERVICES COMPANIES LISTED ON THE AMMAN STOCK EXCHANGE (A PROPOSED MODEL)”. TPM – Testing, Psychometrics, Methodology in Applied Psychology 32, no. S3(2025) : Posted 07 July (July 7, 2025): 1015–1028. Accessed September 12, 2025. https://tpmap.org/submission/index.php/tpm/article/view/561.