DR. DALIFER A. GANO. “FROM LOSS TO RECOVERY: A QUALITATIVE INQUIRY INTO CONSUMER INVESTMENT FRAUD VICTIMIZATION IN LA TRINIDAD, BENGUET, PHILIPPINES”. TPM – Testing, Psychometrics, Methodology in Applied Psychology 32, no. 4- December (October 10, 2025): 1174–1184. Accessed March 14, 2026. https://tpmap.org/submission/index.php/tpm/article/view/3462.