JINAL PANDYA AND DR. SAMEER KULKARNI. “UNDERSTANDING CONSUMER PERCEPTION OF FIT, PRIVACY, AND PURCHASE INTENT IN VTO-BASED E-RETAILING: A SYSTEMATIC LITERATURE REVIEW”. TPM – Testing, Psychometrics, Methodology in Applied Psychology 32, no. S9 (November 27, 2025): 156–163. Accessed December 1, 2025. https://tpmap.org/submission/index.php/tpm/article/view/3150.