AMMARA SARWAR , FATIMA SULTANA , YASSIR MAHMOOD , SANA NAZ and UM-E-HABIBA , SUMAIRA SHAMOON , AREEBA EMAN, “BEHAVIORAL ANTECEDENTS OF INVESTMENT DECISIONS: TESTING THE MODERATING ROLE OF TECHNOLOGY ADOPTION IN PAKISTAN”, TPM, vol. 32, no. 3- September, pp. 1331–1339, Sep. 2025.