ANAMIKA SINGH KUSHWAHA , RAM SINGH , SUNIL KUMAR , DIWAKAR PATEL. CYBER FRAUD: FAKE PROFILES DRIVE INSTANT LOAN SCAMS TARGETING INDIA’S INFORMAL WORKERS. TPM – Testing, Psychometrics, Methodology in Applied Psychology, [S. l.], v. 32, n. S8 (2025): Posted 05 November, p. 2538–2549, 2025. DOI: 10.5281/zenodo.17960936. Disponível em: https://tpmap.org/submission/index.php/tpm/article/view/3715. Acesso em: 31 may. 2026.