MARAWWH ABD ALRAHMAN ABD ALLAH JASIM , MEYSAM SHIRKHODAIE , BAHAREH ABEDIN , MORTEZA MOVAGHAR. THE CHALLENGES OF IMPLEMENTING ONLINE BANKING IN THE IRAQ BANKING INDUSTRY. TPM – Testing, Psychometrics, Methodology in Applied Psychology, [S. l.], v. 32, n. S8 (2025): Posted 05 November, p. 1979–1992, 2025. Disponível em: https://tpmap.org/submission/index.php/tpm/article/view/3074. Acesso em: 16 dec. 2025.