IRMA SETYAWATI, RADEN PARIANOM, RISNA TRIANDHARI. INVESTIGATING THE GAP IN KUR ACCESS FOR MICRO AND SMALL ENTERPRISES. TPM – Testing, Psychometrics, Methodology in Applied Psychology, [S. l.], v. 32, n. 3, p. 1115–1128, 2025. Disponível em: https://tpmap.org/submission/index.php/tpm/article/view/2521. Acesso em: 29 nov. 2025.