ANAMIKA SINGH KUSHWAHA , RAM SINGH , SUNIL KUMAR , DIWAKAR PATEL. (2025). CYBER FRAUD: FAKE PROFILES DRIVE INSTANT LOAN SCAMS TARGETING INDIA’S INFORMAL WORKERS. TPM – Testing, Psychometrics, Methodology in Applied Psychology, 32(S8 (2025): Posted 05 November), 2538–2549. https://doi.org/10.5281/zenodo.17960936